Real Estate Guide Real Estate Guide Copyright by en Sat, 28 May 2022 03:36:47 -0400 Do I Need A Mortgage Broker? What Is A Mortgage Broker?

If you are thinking about buying your first home, you have probably stated looking into different mortgages. The options can easily be overwhelming and more and more questions start to arise during the process. How much can I borrow? How much deposit do I need? Which bank offers the best interest rates?  This is why many people in that situation consider hiring a mortgage broker. A professional mortgage broker like the specialists from Newbridge Home Loans  helps you find the right home loan for your individual situation, takes care of the paper work and holds your hand during the entire process. Being experts in the market they gather information about your specific circumstances and the suggests lenders that match your needs. After that, your mortgage broker will help you with the application process to make sure you will get pre approved as quick as possible.

What Exactly Does A Mortgage Broker Do?

Basically, a mortgage broker can be seen as a middle man between you and the bank. Whether you need to refinance a home loan  or  you are looking for a quick pre approval or you home loan It is their job to take a close look at you financials to then get an impression of your overall creditworthiness and borrowing capacity. This enables them to find the right loan for you. The next step is to walk you through the different options you have and explain the pros and cons of every single one. Usually, a mortgage broker works together with many different financial institutions, however, they might not work with all available lenders so that is something to keep in mind.

What Are Advantages And Disadvantages Of Hiring A Mortgage Bro

If you are not familiar with finances and  the process of buying a home, it could definitely be beneficial for you to hire a mortgage broker to avoid confusion and save money by making the best possible deal. For example, if you are a contractor or self-employed, home loan applications can likely get complicated so it would be advantageous to have a professional by your side who can help you.

When choosing your mortgage broker, it is important to check whether the broker you want to hire has the required experience and expertise to take on your case. Their selection of lenders might be limited, which is why it is not guaranteed that you will get the best option on the market as education and qualification levels vary between different brokers. Additionally, dealing with a mortgage broker and waiting for them to communicate with the lender might be more time consuming than dealing with the banks yourself.

What Should I Ask My Mortgage Broker?

There are a few questions you should ask your mortgage broker to make sure you are choosing the right person. One thing you should check is definitely whether they are licensed to provide the services they offer you. That can either be done by asking the broker in person or doing an online research.

Another question you should ask is the number of lenders they are deal with. In the case, the more the better.

You should definitely check how much their fees and commissions are to see if it would be worth it for you or if you will end up spending even more money. While you do that, you should also double check what the borrowing cost will be.

Guide Editor Fri, 27 May 2022 00:17:20 -0400
Garages Aren't Just for Cars Anymore

Photo by Jaymantri from Pexels:

A garage space is always useful, whether that’s for one or more vehicles, or for another purpose. Some people find that they get more use out of a space by repurposing it, especially if they have somewhere else to park their car.

There are plenty of things you can do with a garage, so consider what is the best way to make the most of the space. If you can access it from the main living space, you might want to use it more like an extra room, whereas a garage that’s away from the house may be better used as a studio or workshop to take advantage of the potential to be noisy.

Whether you are going to dedicate your garage to one thing or make it a multi-functional space, your garage has plenty of potential


Even people that use their garage for their cars often fit some storage space around the side, but if you need room for larger items or more space for your stuff, then at least some of your garage is likely to be dedicated to storage. Sturdy shelving is ideal, with labelled bins for keeping similar items together and different zones for stashing tools, sports equipment, seasonal items, and anything else you want to store. 

Consider the things you use most frequently when arranging your storage so that you have easy access to the items that you need most. Many people use their garage as additional pantry space or a place for an additional fridge freezer, others use it for Christmas decorations or gaming gear.

Home Exercise Zone

Whether you are into weightlifting or yoga, a garage is often the ideal place to complete your exercise regimes. There’s space for large equipment such as an exercise bikeor running machine, and they’re designed to house cars, so the floors are sturdy enough for the heaviest weights or high-impact activity.

You may simply need the floor space for yoga, aerobics, or dance routines, in which case a garage is an ideal space to stretch out and move freely. You can rack up miles on the treadmill, pump iron in peace or simply stretch in a soothing space.

Hobby Space

If you have a hobby that requires a lot of equipment or workspace, then a garage is the ideal place to set yourself up in. Whether you are a musician that wants to be able to practice without disturbing everyone else, or a potter who needs space for a kiln, using your garage to stop your hobby from encroaching on the rest of the house is a great way to maintain family harmony.

A garage is also a great place for messy projects and having a space that can be allowed to get dirty can make them all the more fun. From families with small children to keen crafters that need some space to let their creativity flow, a garage is the perfect spot.

Full Conversion

Depending on how your garage is configured, you may want to convert it into an additional room. Some of the most popular choices are:

  • Shower room
  • Home cinema
  • Home office
  • Game room
  • Recording studio
  • Bedroom

If you want more room for your favorite pastimes, then converting a garage can be a cost-effective and practical way to make the most of the space available to you. Whether you are expanding your family, setting yourself up in business, or starting a band, you can make your garage space into whatever you need it to be.

It’s important to check that you don’t need a permit to complete any work you have planned on your garage, as you may need to add insulation, soundproofing, extra power, or replace an overhead door. With a little research and planning, you can give your garage a new purpose or a whole new lease of life.

Guide Editor Thu, 26 May 2022 10:46:06 -0400
How to find the perfect luxury home in LA for you If you're in the market for a luxury home, Los Angeles is the place to be. With its endless beaches, celebrity-filled neighborhoods, and year-round sunshine, LA is the ultimate paradise for luxury seekers. But finding the perfect home can be a daunting task. So how do you go about it?

Here are four tips to help you find the perfect luxury home in LA for you:

  1. Know what you want
  2. Research neighborhoods that fit your lifestyle
  3. Scout out luxury homes in those areas
  4. Tour the homes and make a list of your favorites

With these guidelines in mind, you'll be well on your way to finding your dream home in LA. Happy house hunting!

6 ways to find the best luxury home in LA for you

Let's dive in and discuss 6 ways to find the best luxury home in LA for you.

1. Know what you want

When it comes to luxury homes, it pays to know what you want. There are so many different options out there, from luxury apartments in New York City to luxury homes in Los Angeles, that it can be overwhelming to try and figure out which one is right for you. However, by narrowing down your focus and knowing exactly what you want, you can make the process much easier.

For instance, if you have your heart set on a luxury home in Los Angeles, then you can start by searching for luxury homes in that city. By doing this, you'll be able to quickly weed out any homes that don't meet your criteria, and you'll eventually find the perfect luxury home for you.

2. Research neighborhoods that fit your lifestyle

When you are looking for a luxury home in LA, it is important to find a neighborhood that fits your lifestyle. Look for neighborhoods with luxury homes that offer the amenities you want and need. If you enjoy the outdoors, look for neighborhoods with parks and green space. If you prefer a more urban environment, look for neighborhoods with shops and restaurants. You should also consider the commute to your work or school.

Choose a neighborhood that is close to public transportation or has good freeway access. By taking the time to research different neighborhoods, you can find the perfect luxury home in LA that fits your lifestyle.

3. Scout out luxury homes in those areas

There are a variety of luxury homes in LA, from modern mansions to sprawling estates. Whether you're looking for a luxury home in Beverly Hills or downtown LA, you're sure to find something that meets your needs. And if you're willing to scout out luxury homes in other areas, like Orange County or San Diego, you'll be able to find even more options. So if you're in the market for a luxury home, be sure to explore all the great options that Los Angeles has to offer.

4. Tour the homes and make a list of your favorites

There's no shortage of luxury homes in LA, but not all of them are created equal. That's why it's important to take the time to tour different homes and make a list of your favorites. This way, you can narrow down your options and find the perfect luxury home for you and your family. Some things to look for include spacious bedrooms, an open floor plan, and private outdoor space. Of course, amenities and location are also important factors to consider.

With so many luxury homes on the market, it can be tough to know where to start. But by taking the time to tour different homes and make a list of your favorites, you can find the perfect luxury home for you and your family.

5. Narrow down your choices and make an offer on the home you love

After an exhaustive search, you've finally found the perfect luxury home in LA. But with so many other luxury homes on the market, how can you be sure that this is the right one for you?

The best way to narrow down your choices is to take a close look at your budget and your priorities. Once you've identified your must-haves, you can start to eliminate properties that don't meet your needs. Then, it's time to make an offer. Remember, the perfect luxury home is out there waiting for you. With a little perseverance, you're sure to find it.

6. Move in and enjoy your luxurious new life

Moving into a luxury home in LA is an exciting experience. You'll enjoy all the amenities and features that your new home has to offer. From the beautiful architecture to the luxurious finishes, you'll be able to live the life you've always dreamed of. And with all the luxury homes in LA to choose from, you're sure to find the perfect one for you and your family. So don't wait any longer, move in and enjoy your luxurious new life today.


Now that you know how to find a luxury home in LA, it's time to get started. By following these tips, you'll be able to find the perfect home for you and your family. And with so many luxurious homes on the market, you're sure to find one that meets your needs. So don't wait any longer, start looking for your dream home today.

Guide Editor Thu, 19 May 2022 01:00:16 -0400
Estate Agents: How to Use Local SEO to Target Local Home Sellers It's no secret that the vast majority of home sellers start their search for an agent online. In fact, according to a recent study by the National Association of Realtors, 92% of home buyers use the internet during their search process.

With that in mind, it's more important than ever for agents to have a strong online presence. One of the best ways to do that is by using SEO (search engine optimization), more specifically local SEO, to target local home sellers.

What is Local SEO?

Local SEO is a method of optimizing your website and online content to target potential home sellers in your local area. It involves using relevant keywords, backlinks, and other tactics that help you rank higher on search engine results pages (SERPs) for local searches.

The idea is that if you owned an Estate Agency in York, when someone types in 'sell my house in york', your Estate Agency shows up in the search results.

Difference between Local SEO and traditional SEO

If you’re an Estate Agent, local SEO can be one of the most effective ways to target homeowners in your area. As opposed to traditional (or “organic”) search engine optimization, which is designed to increase traffic from any and all users who use Google or other search engines, local SEO targets searchers using specific keywords and phrases that are associated with a specific location.

Here are a few 8 tips on how to use SEO to target local home sellers:

  1. Optimize your website for local keywords

One of the best ways to optimize your site for local SEO is to include relevant local keywords throughout your content. When writing blog posts on your site, for example, try to include keywords that would be relevant to local home sellers, such as “real estate” or “houses for sale.” You can also add these keywords to your meta tags and page titles, as these are the primary factors that search engines use when determining where you should appear in search results.

  1. Utilize local directories and review sites

Another key element of effective local SEO is building up links from other websites that are relevant to your business. Some good options here include local directory sites like Yelp or Zillow, which will help boost your authority and reputation with Google. Additionally, you may also want to consider reaching out directly to homeowners in your area who are looking to sell their houses; many of these individuals will likely have blogs or other websites where they’re sharing information about their homes for sale, and if you can get a link from one of these sites, it can do wonders for your SEO.

  1. Create location-specific pages on your website

If you want to really target local homeowners with your SEO efforts, you should create separate pages on your site that are specifically designed for each location that you serve. These pages should include all of the relevant local keywords and phrases associated with that particular area, as well as information about why someone in that area would want to use your services. By creating these types of location-specific pages, you’ll be able to stand out in local search results and reach more of the homeowners who are looking for your services.

  1. Maintain an active social media presence on sites like Facebook and Twitter

In addition to optimizing your website, it’s also important to maintain an active social media presence if you want to rank well in local search results. This means regularly sharing content that is relevant to potential home sellers in your area, as well as interacting with users who may have questions or comments about real estate in general. In particular, having a strong following on Facebook can be particularly helpful when it comes to building up trust and credibility with Google, so make sure that you are consistently posting new content and engaging with other users on this platform.

  1. Use Google My Business to improve your visibility in search results

If you want to make sure that you’re appearing in local search results, one of the best things you can do is create a free listing on Google My Business. This service allows you to provide essential information about your business, such as your hours of operation, contact information, and location, which will then be displayed prominently whenever someone searches for estate agents in your area. Additionally, you can also use this platform to post updates and special offers that may be relevant to potential home sellers, so make sure that you take advantage of this powerful tool.

  1. Make sure your NAP (name, address, and phone number) information is consistent across all of your marketing materials

One of the most important things you can do to improve your SEO is to make sure that all of your NAP information is consistent across all of your marketing materials. This means having the same name, address, and phone number on all of your website pages, as well as in any print or online directories that you’re listed in. Having inconsistent NAP information will cause confusion for search engines, and may result in lower rankings for your site. So if you want to appear more prominently in local results, make sure to use the exact same NAP details everywhere!

  1. Audit your website regularly to identify and fix any broken links or redirects that may be harming your SEO

Another important factor that can affect your local search rankings is the quality of your site’s backlinks. This means checking to make sure that you don’t have any link-related problems on your pages, such as having broken links or redirects that are hurting your visibility in the search results. To do this, you can use a free tool like Screaming Frog or SEMrush’s Backlink Checker feature; these tools will help you quickly spot any technical issues with your site so that you can take steps to optimize it and improve its rankings overall.

  1. Track how well your local SEO efforts are performing with Google Analytics

Finally, it’s important to keep track of your local SEO progress over time so that you can see how well your efforts are paying off. The best way to do this is by setting up Google Analytics on your website and then monitoring your progress in the “Acquisition” section of the platform. Here, you’ll be able to see how much traffic you’re getting from organic search results, as well as which keywords and phrases people are using to find your site. This information will be invaluable as you continue to fine-tune your local SEO strategy and work towards improving your ranking in the search engines.

Is Local SEO good for generating leads?

According to HubSpot, leads from SEO have a 14.6% close rate, though this rate can be higher depending on the industry you are in. SEO is just one of the methods Estate Agents can use for generating leads, and ultimately it is down to you to decide whether to implement an SEO strategy.

Be sure to use SEO alongside other digital marketing methods such as social media and paid search to help generate leads for your estate agency.

That's it. By following these tips, you should be able to improve your local search rankings, drive more traffic to your site, and reach a wider audience of potential home sellers. With consistent effort and the right strategies in place, you’ll be well on your way to success

Guide Editor Thu, 12 May 2022 09:48:39 -0400
9 Thrilling Things to Do in Peachtree City, GA

Founded in 1952 by Joel Cowan, Peachtree City is the largest city in Fayette County with a population of 34,364 as of 2010. Renowned for its golf courses, it's unsurprising that golf carts are the primary means of transportation.

Extending to almost every part of the city, there are 140 kilometers of golf cart paths in Peachtree for easy access to the various parts of town.

Peachtree City has a unique suburban feel you'll love if you're looking to escape city noise. Interestingly, there's no shortage of things to do in Peachtree City even for families with kids.

From themed film tours to open-air concerts, to historical attractions for history lovers, there are lots of fun things to do in Peachtree City, GA. Whether you're looking to visit for a summer vacation or move here, you're guaranteed a memorable stay.

However, whether you're looking to do the latter, you might want to check these luxury homes in Georgia to find the best property at the best price.

On the fun side, the following are nine thrilling things to do in Peachtree City, GA.

Explore the Golf Cart Paths

The network of golf cart paths in the city was established two years after the city was founded and covers 90 percent of the city.

Your trip to Peachtree City can't be complete without a golf cart ride. There are golf cart parking spaces around the city and Peachtree's over 10,000 households each own a golf cart!

These golf cart paths are so unique and popular that they've become tourist attractions in their own right. Rent a golf cart and check this off your list of Peachtree City activities to do.

Enjoy the Southern Hollywood Film Tour

Peachtree City has earned itself a name as a Hollywood landmark. The Southern Hollywood Film Tour is a 2 hours tour that lets you explore the rich culture of Peachtree City.

Among the movie studios you'll see are Pinewood Atlanta Studios which shot Marvel movies like Guardians of the Galaxy and Spiderman. The suburban city is also the setting of several episodes of Raleigh Studios' The Walking Dead.

Lifetime also shot the film Drop Dead Diva in the city, and in Downtown Peachtree city, GA, the movie Fried Green Tomatoes was shot.

Go Back in Time at Commemorative Air Force Dixie Wing

Leaving the film addicts and moving to history lovers, Peachtree city is the site of the Commemorative Air Force Dixie Wing which has one of the largest collections of historic planes in the US.

The CAF Dixie Wing is a museum that houses vintage planes from World War 2 and the Korean War. You'll find historic artifacts on display such as:

  • Douglas SBD Dauntless
  • FG-ID Corsair
  • P-51 Mustang

These planes are super rare and the P-51 Mustang in the museum is one of three in existence.

Enjoy Live Music at Fred Brown Jr Amphitheater

Originally called Peachtree City Amphitheater, 'The Fred' was bought by the city in 1977 and has hosted several amazing music and theater performances.

In 2018 and 2019, Insite Atlanta Magazine named Fred Brown Jr Amphitheater as 'Best Music Venue'. The amphitheater has a 2500-seater open-air space, leaving you with a woodsy feeling during each performance.

Performers at The Fred in the past include Huey Lewis, Gladys Knight, the News, and Three Dog Night.

Fish in Lake Peachtree

It's no surprise that the namesake lake is one of Peachtree City GA attractions. Flat Creek was turned into a dam in 1952 to create Lake Peachtree, the first of Peachtree city's three lakes.

The lake is open to recreation and fishing. A second Lake Kedron was created to act as a reservoir, supplying Lake Peachtree during droughts. The newest, Lake McIntosh, is situated in Planterra.

Experience Thrills at Mastermind Escape Room

Escape rooms have become a trend in the United States, and in Peachtree City, Mastermind Escape Room is the place to get the thrill. With an Ocean Eleven meeting Money Heist bank heist, a zombie-themed room, and another that pits players against an evil sorceress; these escape rooms aren't for the faint-hearted.

You have 60 mins to scale through puzzles and codes so go with your wits and remember, each passing minute lessens your chance of escaping.

Make a Purchase at Peachtree City Farmers Market

Born from Tricia Stern's passionate desire for green produce, Peachtree City Farmers Market is a must-stop for a tourist.

Pulling in over 60 vendors on Wednesday and Saturday mornings, a visit to the market is a sure way of experiencing the local life of the city. Meet butchers who will fill your ears with stories from the abattoir; fresh produce sellers are never too far away to give health lectures about their produce.

Go for a Hike at the Line Creek Nature Area

Hiking is one of the popular things to do in Peachtree City and Line Creek Nature Area provides both lane and creek for this.

The park is a 70-acres public-protected preserve, lying between Wynns Pond and Lake McIntosh. The Line Creek to Lake Mac Trail is the longest trail, measuring 10.9 kilometers long.

The preserve has an upland hardwood forest for a refreshing hike through the woods, picnic tables, information kiosks, and a rock amphitheater.

Explore Music at Zac Brown's Southern Ground

Georgia loves country music and delving into the genre is the perfect way to bring a close to a memorable trip.

Explore the life of Billboard-charting country music band, Zac Brown Band. Southern Ground displays memorabilia from the band's career  writing process, Grammy-nominated songs, merchandise, etcetera.

Places to Visit Near Peachtree City, GA

●     Senoia

Take the Walking Dead Tour at Senoia and see iconic sets from the show like Alexandria, Sanctuary, and The Hills. At Senoia Bicycle, you can also join the good-natured folks on a bike ride.

●     Jonesboro

The Road To Tara Museum showcases costumes, manuscripts, and other unique collections from Margaret Mitchell's Gone With The Wind. There are also Civil War exhibits and paraphernalia.


A trip to Atlanta — the Capital of the South — should include a rendezvous at Peachtree city.  Complete with stunning landmarks, picturesque nature preserves, and its infamous golf cart paths, picking a choice among the host of things to do near Peachtree City might just be the problem.

Guide Editor Thu, 12 May 2022 00:10:34 -0400
Should I Use a Mortgage Broker?

Mortgage brokers are third-party intermediaries who help facilitate finding a mortgage by connecting buyers and sellers. They act as a liaison between the buyer and the mortgage lender and can help with the underwriting process, processing applications, and ensuring the mortgage application is complete before it is presented to a lender. A mortgage broker can be helpful to a buyer who is looking for a more specialized lender and can also be a red flag if every bank has rejected your mortgage application. It's important to consider your financial situation and the type of mortgage you want before looking for a mortgage broker. Here are some things to keep in mind when considering a mortgage broker.

What Experience Do They Have?

Before hiring a mortgage broker, you should ensure they have experience with the type of mortgage you want. Also, it is important to find out how long they have been in business and who their clients are.

How Much Does a Broker Charge?

A broker's fees can vary depending on the type of mortgage and the amount of work required. Your mortgage's prices and other costs will be stated in your home's contract you sign.

How Much of Mortgage Can they Handle?

Before hiring a mortgage broker, an important question is how much of a mortgage loan can they handle. For example, if you are looking for a $400,000 mortgage, you want to make sure the broker you hire has enough experience and resources to work with a lender that has that type of mortgage amount available.

What Fees Associated with the Broker?

If you consider hiring a broker, it is important to know what fees they will charge. You should find out how much the broker charges for their services and whether or not there are any hidden fees.

There are many different options when it comes to the fees they charge. Some brokers will work for a flat fee, while others may charge a percentage of the loan that is financed or your yearly income.

The type of fee you're charged should align with your risk tolerance. If you have bad credit and need help finding a mortgage lender, it may be worth paying more in fees instead of paying less and getting stuck without any help locating a mortgage lender. Make sure you know all of the details about their fee before committing to working with them.

How Long is the Process?

A mortgage broker can help a buyer find a lender in as little as two weeks, but the process can take up to six months, depending on various factors.

Is there an Evaluation Period?

In some cases, mortgage brokers may charge a fee for their services. It's important to ask if there is an evaluation period before you consider hiring the broker. If there is no evaluation period, you might want to consider what other criteria they use to decide whether you qualify for the loan.

Do They Work with Non-Profit Organizations?

We recommend that you ask the mortgage broker if they specialize in non-profit organizations. It's an important question as many buyers who are not purchasing a home for investment purposes will have their mortgages paid off quickly and need to refinance. Mortgage brokers can be helpful with this process and can also help buyers find lenders who offer better rates for longer-term mortgages.

What Type of Mortgage is their Specialty?

One important question to ask a broker should be about their specialty regarding mortgages. There are many different types of mortgages, and it's important to find a broker who specializes in the one you need. For example, if you are looking for a jumbo loan, it makes sense that you would want to work with a lender who specializes in jumbo loans. You can also ask them how long they have been working in that niche field and what their clients say about their services.

Whether you are a first-time home buyer or a long-time homeowner, choosing the best mortgage broker can feel overwhelming. But it doesn't have to be. The process is easier when you know what to consider before hiring a mortgage broker and see what they can do to help you with your home's mortgage.

Guide Editor Tue, 26 Apr 2022 23:53:29 -0400
What Are the Pros of Moving from Toronto to Ottawa? As one of the largest cities in Canada, Toronto may not be for everyone. Ottawa tends to be underrated when it comes to its everyday lifestyle, with the main benefit being that the city allows for more space per person, and that it also has a feel of a slightly smaller town where more people can connect.

If that is not enough to convince you that this could be a very beneficial move, the following are a few more points to change your mind!

  • Cost of Living: The cost of living is less in Ottawa than it is in Toronto. The average monthly cost of living in Toronto has reached a high of $5523, with rent being the highest expense. In Ottawa, even the higher end of monthly living costs run only to approximately $4255 per month!
  • Crime Rates: The crime rates in Toronto are significantly higher than those in Ottawa, making Canada’s capital much safer in comparison. It’s always a great thing to be able to explore your neighborhood and city without feeling uncomfortable or unsafe.
  • Cleaner: When it comes to downtown living, dirt, grime, and people living without housing are always expected to be present. After a simple walk around the neighborhood in each city, you will notice how much cleaner the streets in Ottawa are overall.
  • Recreation: If you are an advocate for living a healthy and active lifestyle, Ottawa is a wellness front-runner! In every area of the city, there are beautiful paths and trails for you to explore. Many of them are very well kept, and are also lit up to increase safety at night. Additionally, parks are scattered everywhere in between the Downtown core and the suburbs to ensure that everyone has access to a greenspace!

When it comes down to it Ottawa is a very healthy and safe place to live, especially in comparison to Toronto. The factors we have listed above are just some of the reasons why people of all kinds are considering apartment living in Ottawa!

As with any city in the world, there are pros and cons of living in each. It all comes down to your current lifestyle and your long-term goals – the choice is yours!

Guide Editor Tue, 26 Apr 2022 23:34:18 -0400
Can a Real Estate Agent Find Me a Condo in Pelican Bay, FL? Condos in Pelican Bay are some of the most-wanted condos in all of Florida because of the great location and the amenities that are offered to the communities. The values of the condos depend on their condition, location, size and the view.

There are both newly constructed as well as old condos. The old apartments are usually renovated and kept in good shape. Since there is high demand for condos in the area, it is advisable to work with a Pelican Bay Real Estate agent who knows the ins and outs of getting the best condo that will fulfill your needs and match your preferences. Professional realtors have a vast wealth of knowledge about their industry and can help you get your dream home within your price range.

They know which condos are available

Many homes are usually listed on public selling platforms. However, sometimes sellers don’t want their properties to be publicized for personal reasons that may include financial problems, divorce or even health problems. In such instances, only professional real estate agents know which houses are being sold. Thus, when you work with a realtor, you will get access to condos you may not have known are being sold.

They are pricing experts

Many realtors will know the price of a home the moment they walk in the door. Moreover, they will also know the value of the neighborhood. They are experienced enough to know whether the house is being underpriced or overpriced. Not only will they help you get great local home deals, but will also bring other assets to the table.

They are great negotiators

These professionals can help you get a great offer or adjust your offer later on. They have been involved in many negotiations and can take the heat in any difficult cases.

They are great record-keepers

Realtors are great at keeping records and can be a good resource years after a deal has been closed. In fact, in some states, they are required to keep all documents of all transactions they have done for a couple of years. Even though you should keep all documents yourself, if anything happens years down the line, you can rely on your agent to have the information safeguarded.

You will avoid closing issues

When you are about to close the sale, there are issues which may occur and disrupt the process. For instance, the title of the property may be unclear or the lender may start causing issues.

They can request for repairs

The professional may identify issues with the property that you may miss and even recommend a great independent inspector to check out the property and look for issues. The realtor can then request for repairs if you want the house to be in better condition.


A realtor can help you get the condo of your dreams because they have experience and expertise in helping people get houses, negotiate the price and even request for repairs. If you are looking for a condo, reach out to a professional agent to get assistance.

Guide Editor Fri, 01 Apr 2022 23:58:55 -0400
How to Revive a Tired Garden Shed For many homeowners, the garden shed is something of an afterthought. It’s a place to store tools, paint, miscellaneous garden clutter … and little else. However, with a touch of imagination and know-how, a garden shed can be so much more. In fact, the possibilities are practically limitless.

If your shed is starting to look dreary and tired, why not do something about it? You don’t need to break the bank. With just a few well-placed improvements, you can turn back the clock and get your once stale-shed looking like new again. So, what are you waiting for?

After all, by smartening up your shed, you can also increase the value and saleability of your home. If you’re smart about it, you can easily recover your initial investment - and of course, you’ll be able to enjoy a beautiful, renewed shed.

Now, the only question is: how do you transform your humdrum shed into something more desirable? To help you figure this out, we’ve put together a list of transformative projects to help you elevate your shed to the next level. Ready to create a shed to be proud of? Time to roll your sleeves up and get to it …

Add a Protective Coat of Black Bitumen Paint

When you think about it, your shed puts up with rather a lot. For one thing, it faces wind, rain and sleet on a daily basis. This can certainly take its toll. Fortunately, giving it a protective coat of black bitumen paint prior to repainting it can increase its durability and overall lifespan.

A good quality black bitumen paint can help to protect your shed against inclement weather and keep it looking its best for many years to come.

And a New Coat of Colourful Paint

Black bitumen paint works well as a primer and forms a protective coat. Now, you need to consider what colour you would like to re-paint your shed. Some of the contemporary shades you might consider include duck-egg blue, black blue … or, if you’re feeling bold, bright pink!

You may also wish to paint the door in a contrasting colour to add yet more visual appeal.

Time for a Clearout

This next project requires a pair of rubber gloves, bin bags and a good deal of elbow-grease. That’s right, it’s time for a proper cleanout. Throw away any junk or clutter that is no longer of use.

Now, it’s time to break out the cleaning supplies and treat your shed to a deep clean, inside and out. This may take a couple of hours, or a full day, depending on the size (and state) of your shed.

Modernise with a Set of uPVC Windows and Doors

Adding a set of modern uPVC windows and doors to your shed does more than simply updating its looks. These thermal-efficient windows and doors can also make your garden shed more comfortable, keeping it cool during the hot summer and warm during the colder months.

What’s more, if you do run electricity to your shed, having uPVC windows and doors can help you to save on running costs. The benefits don’t end there, either. uPVC fittings are more durable than standard shed windows and doors, which can help to deter any would-be intruders!

Complete the Look with a Carpet and Furniture

The addition of a tasteful carpet can make your shed feel that much more homely … and less like, well, a shed! A traditional, modern or rustic carpet can be used to define the unique character of your shed.

However, before purchasing a carpet you should also factor in whether this will be a suitable option for your shed. If it’s used for storing mowers, tools, oils and other garden equipment, it may not be practical to add a carpet. Cleaning out grease and oil stains on a regular basis is simply too much of a hassle for many busy homeowners.

When it comes to furniture, you can make even a modest shed very comfortable with just a few good quality pieces. If you’re working with a budget, you should be able to source upcycled tables, chairs and sofas at favourable prices. Just think, your shed may soon be competing with the living room for your favourite place to unwind!

Best of Luck - Happy Remodelling!

Many thanks for reading our latest article. We hope you now have plenty of ideas for how to remodel your shed and wish you the best of luck with your project.

Guide Editor Fri, 25 Mar 2022 23:26:50 -0400
Five Great Benefits of Hiring a Drainage Engineer to Tackle Your Blocked Drains It can be disheartening to discover that the drains at your home or business premises are blocked. Blocked drains are smelly, unsightly and can cause major disruption at your property.

Your first instinct may be to attempt to tackle the blockage on your home. However, if you lack the necessary training or equipment, we would advise against this. Although you may aim to save money by affecting the repairs yourself, if you make any mistakes along the way, the cost of putting things right could end up being much higher …

That’s why, when it comes to drainage emergencies, you’re much better off calling in the experts. Whatever the nature of your drainage concerns, the experienced drainage engineers in your area should be able to resolve them with a minimum of hassle. What’s more, there are numerous benefits to availing the help of a professional rather than trying the D.I.Y approach. Here are a few for your consideration:

Prompt Service

If you have discovered a blocked drain, you will understandably want the problem to be resolved without delay. Thankfully, the leading drainage companies in your area provide a fast, responsive service that should quickly relieve you of your drainage woes.

And, if you’re in the midst of an emergency that simply can’t wait, you’ll be pleased to know that some companies also offer a 24-hour callout service.

Fully Trained and Qualified

Not only do professional drainage engineers have state-of-the-art diagnostic technology at their disposal, they have also undergone in-depth training to ensure they can safely handle drainage waste, remove blockages, clean and repair drains.

Prior to hiring a drainage engineer, you should check to ensure that they hold industry-recognised accreditations such as those from the Environment Agency and the National Association of Drainage Contractors. These accreditations are awarded to contractors and individuals that can demonstrate they follow the best practices, work safely and deliver exemplary levels of customer care and service.

Competitively Priced

On a related note, not only do the top-rated drainage contractors in your area offer a fast, reliable service, they also do so at a fair price. Finding the contractors that tick all the boxes here requires a little research. Pay attention to any customer reviews on Google or social media platforms such as Facebook and Twitter.

When it comes to price, you’ll find that the leading contractors will be happy to provide you with a free, no-obligation quote prior to starting work, so you can decide whether or not to hire their services.

Less Disruption to Your Property

Whilst the ‘DIY’ approach may seem tempting, it comes with the substantial risk of inadvertently causing damage to delicate fixtures and fittings surrounding the blockage.

Professional drainage engineers use sophisticated CCTV drain survey equipment to warn them of any fittings or objects nearby, so that these can be avoided as drains are unblocked.

Without these insights, you’ll be going into the drain blindly and, as such, could very easily burst a pipe or damage a wall, which could leave you with another unexpected repair bill to deal with!

Longer-lasting Results

If you have a perfunctory knowledge of drains, you may be able to temporarily clear them. However, without expert training, it’s unlikely that you’ll spot any other problems that if unchecked could escalate.

A reputable drainage engineer will thoroughly diagnose the root cause of your drainage issue and then take all the necessary steps to ensure these problems don’t return anytime soon.

Thanks for Reading - And Good Luck!

We hope that you found our latest article helpful. A blocked drain can be a hassle to deal with, but we think you’ll agree these matters are best dealt with by the professionals.

Guide Editor Tue, 22 Mar 2022 10:42:37 -0400
What Are the Hidden Costs I Should Save for when Buying a New Propety?

It’s so easy to get tunnel vision when you are preparing to buy a home. Saving for the house deposit and getting your finances under control is a full-time commitment, but there are other costs you want to be preparing for. If you are poised to buy a new home, read this article so that you can consider those other tasks that add up.

A locksmith

Working with a great locksmith will ensure that your new home is ready to go with new locks and enhanced security. Thomastown locksmiths will not break the bank, but these locksmith expenditures are certainly worth building into your budget so that you can be in the ultimate position if your offer is accepted and it's time to move in. It might also be worth it to have your locksmith survey the property and identify any other areas that might need an update from new locks, hinges, hardware and security.


There is no point in being a hero and choosing to move without a removalist, especially if you are bringing some new items to the property. Removalists can bring some order to a stressful time, with your belongings carefully packaged and transported to the home while you liaise with your agent and coordinate all the other details. If your move is interstate or a considerable distance, then working with a removalist is absolutely essential. Your time is better spent on setting up power and utilities at the new home, rather than doing multiple trips to move everything.

Another advantage to a removalist is that you can then choose to move on a weekday where there is less traffic and things happening, as opposed to moving on the weekend with a chance of having friends and family help.

Legal fees

Buying a property is serious business, and so you want to have a solicitor oversee the contracts. Your solicitor will do a title search to make sure that the land can be legally sold, that there are no claims on the property, and generally notarize the paperwork so that your intentions and wishes are taken forward. This is one of the easier things to budget for as there is typically a flat fee for this work, so look up what the cost is for your state of residence and build those legal property fees into your budget.

Building and handyman work

Don’t be naive in thinking that everything is going to be in perfect working order in your home forever, and in fact, there might even be things you have to fix or improve as soon as you are in. Having a fund to support these costs will make life a lot easier, and it means you won’t have to endure any living conditions that are not ideal. Examples of this might be fixing downpipes so that you don’t have any draining issues, or you might need to contend with a pest infestation if the property was dormant while on the market.

Depending on where you are in the world, it is good practice to get a building and pest report prior to putting a bid on and buying a home, so factor in this cost in addition to your handyman expenses. This upfront cost might save you from buying the wrong house or committing to a home that needs a lot of work.

These are the core costs you want to account for when buying a property. There will be more depending on the nature of your property purchase and the condition of the property, so don’t push the button on purchasing a home until you consider what these costs are and a plan to pay them.

Guide Editor Fri, 11 Mar 2022 22:41:05 -0500
When Should You Contact a Realtor About Selling Your House? If you’re selling your home for the first time, you probably have a lot of questions about the overall process of doing so. Some that might have come on your radar might include questions like where do I start? How much is my home worth? What steps do I need to take to get started? A lot of these questions could be answered by a real estate agent. Agents are the professionals who are going to help you during every step of the process and are going to be your best option for selling a house the right way. If you’re now wondering “well, now when should I hire a Realtor?” We have a few ways to determine when.

You Are Buying and Selling at the Same Time

If you’re someone who needs to both buy a house and sell a house at the same time, we suggest you look into contacting a real estate agent on the earlier side of around 12-weeks prior to your start date. Because of all of the steps that will need to go into both buying and selling, it’s best to contact the professionals right away. Usually, people will hire a separate buying agent and selling agent. However, some agents and brokers will offer to do both at the same time. Familiarize yourself with the regulations in your area and communicate your needs and goals to the agents who you interview. 

Your Home Requires Maintenance and Repairs

If your home is in need of some updates before you can list it on the market, then you have some wiggle room before you list your home on the market. Sometimes, these repairs can take a few weeks to complete, especially if they’re a little bit more extensive. Contact an agent 6-8 weeks before you plan on selling your home. This will give you some time to finish all of the necessary updates and repairs before making any big selling moves. 

You Are in a Time Crunch

Some people need to sell their home as quickly as possible. Whether it be to move for a job or because they inherited a house that they don't want to keep up with, some sellers need professional help fast. If you fall into the category of wanting to start and end the selling process ASAP, then consider contacting a real estate agent 1-4 weeks prior to selling your home. They’ll be able to provide expert advice and guidance off the bat and help you to sell your home quickly.

You Have the Time to Put Towards Selling

While some people might be in a rush to sell, others are willing to take their time. Usually, this is because people want to sell their homes for a high price but oftentimes people are willing to take things slow. If this sounds like you, contact an agent around 12 or more weeks before you plan on selling. Meeting with someone right away will give you a lot more flexibility and options during the process. You can move through the motions of inspections, marketing, staging, and negotiating with potential buyers.

This Is Your First Time Selling

If you’ve never sold a house before, you’re likely going to have a lot of questions regarding where to start. Selling a house can be an overwhelming process, and having an expert on hand to answer questions and provide help will help ease a lot of the anxiety that comes alongside selling a house! Contact a real estate agent 12 or more weeks before you plan on getting started.

Depending on your situation, the time when you should contact a Realtor will vary. Some people are in a rush, while others have some extra time to spend on working through the steps. Additionally, people’s experience levels and the amount of work they need to put into making updates will also affect when they should contact an agent. Determine your goals and situation and make a decision based on that!

When To Contact a Realtor to Sell Your House
Provided by When To Contact a Realtor to Sell Your House

Guide Editor Thu, 03 Mar 2022 22:40:21 -0500
Your Guide to the Costs of Selling a House in Ontario

Are you planning on selling your home? Are you ready to start a new life somewhere else? If so, it’s best to budget for selling your home - that’s right, it ain’t free to sell your home.

So what should you budget for? Let’s break down the closing costs, what impacts their fees and the average price for selling your home in Ontario (and probably the rest of Canada).

Your Comprehensive Guide to the Closing Costs in Ontario

What are Closing Costs?

Basically, closing costs are fees and charges that you have to pay in order to complete the sale of your home. Both the seller (you) and the buyer have to pay closing costs, but they vary in terms of the amount and which ones. For example, sellers have to pay realtors for their services, while buyers have to pay a land transfer tax.

Why do you have to pay closing costs?

Simple: a real estate transaction is a complex process that involves numerous people (realtors, buyers, sellers, lawyers) and all of them are required to partake in the transaction. Significantly, it’s all about ensuring that no one is screwed out of the deal, be it financially or for the home itself. They are a crucial part of all home purchases.

Closing costs include the following:

  • Realtor fees (a commission for selling the home)
  • Legal fees (which include the title search, to determine the history of the property, a Letter of Direction, and a statement of adjustments of all finances)
  • Home staging costs (also known as home inspections, where buyers come to view your property before purchasing it)
  • Status Certificate (for condos only and describes the financial status and condition of your condo building as a whole)
  • Any potential repairs (this include renovations and remodelling)
  • Possible mortgage penalty (you might incur a penalty for selling your mortgage during a specific window. It’s always best to read the fine print of your mortgage).

What Affects Closing Costs When Selling a Home in Ontario?

In order to understand what affects the cost of selling your home, let’s look at each of the closing costs in more detail.

Realtor Fees

  • The biggest fee you’ll have to pay when you sell your home is the realtor’s commissions when selling your home. The commission will vary depending on where you live in Ontario and how much your home is worth. It’s usually between 3%-7%.

Legal Fees

  • This ain’t like selling something on Facebook Marketplace. You require a real estate lawyer to handle the financial transaction on your part, ensuring it goes smoothly. Their costs vary depending on their experience and services.

Home Staging

  • Inspections are part and parcel of home staging, with costs, such as cleaning, repairs (more on that below) required for the property. However, you can do a lot of this yourself to save money.

Status Certificate

  • This process involves a professional reviewing the financial status, condition and future of the condo. While this is commonly a buyer’s purchase, some sellers can do it to enhance their sale.


  • From minor remodeling projects to complete renovations, upgrading your home can help you sell it for more. Costs vary significantly, depending on the type of project, its scale, the cost of the labour, materials and much more.

Mortgage Penalty

  • Best summed up by Edison Financial, they mentioned that “If you end your mortgage before it matures, you can expect to pay penalties and discharge fees.” This varies from bank to bank, lender to lender. The most important thing is to read the fine print so you understand what to expect.

The Costs of Closing Fees in Ontario

Having an idea on the costs of closing fees in Ontario (and Canada) as a whole can prove useful when budgeting and preparing to sell your home. We’ve done some research for you to provide you with some examples of closing costs:

Realtor Fees

  • For realtor fees, Sun Life Insurance states that “as a seller, expect to pay realtor fees anywhere between 3% and 7% of the price of your house…[with] a 4% real estate commission on a house that sells for $500,000 will set you back $20,000.”

Legal Fees

  • According to Edison Financial, “Canadian sellers will likely have to pay around $1,500 in legal fees”. Sun Life Insurance also mentions similar rates in regards to legal fees.

Home Staging

  • com states that for house viewings and inspections, “pre-listing home inspections in Toronto cost $400-$600”, while Cash Offer mentions that “home staging takes about 14 days and costs between $2,000 to $5,000”. However you can save significantly by managing the cleaning and inspection yourself.

Status Certificate

  • com also mentions that “sellers usually pay the $100 fee to the condo corporation for the preparation of the status certificate”. But note: this is for condo purchases only.


  • Renovations can vary significantly in cost, from as low as a few thousand dollars to as much as $20k.

Mortgage Penalty

  • As for the mortgage penalty, this can range significantly depending on the bank or financial lender. Cash Offer says that “mortgage discharge fees cost up to $300 depending on your financial institution” while Edison Financial mentions that “for a variable rate mortgage, the penalties will be the equivalent of three months’ worth of mortgage payments, plus a discharge fee of $200-$600.”

Overall, if you add together these costs, you could be spending as low as $30k to as much as $50k, depending on the size, sale and condition of your home. Your best course of action is to speak directly to a realtor (​​, who can provide you with a definitive answer on the cost of selling your home.

Guide Editor Sat, 26 Feb 2022 23:02:42 -0500
The Facts Regarding Whether Blinds Are Better Than Curtains Curtains have been used over windows and doors for thousands of years. There is evidence that shows curtains hung as room dividers in the 2nd century. Research also suggests that the Ancient Egyptians used curtains as far back as 3100 B.C.

Curtains offer some benefits over other types of window and door coverings. Specifically, they are better at maintaining heat in a room. This is because they are a solid structure across your door and they may have an insulation layer to improve their performance.

However, it is possible to get the same effect with internal shutters such as blinds. They already block the window and improve heat retention. In general, blinds are seen as less effective because they also have slats. However, there are many blinds that are one-piece, such as Roman blinds. These can have an insulation layer attached to them to make them as efficient as curtains at retaining heat.

Equally, honeycomb blinds trap air in their pockets, potentially being the most insulative of all the options available.

Summer Heat

If you’re concerned about the temperature in your room then you need to be aware that blinds are a much better option in the summer. A thin summer blind will allow heat to escape from the room. That’s a benefit in the summer when you are trying to prevent the room from getting too hot.

In effect, allowing heat out means you can block the sun’s rays from your home while letting the air conditioner do its job more efficiently.

Sound Proof

Blinds are very good at sound proofing, although thick curtains are potentially better. Both are viable options and worth considering.


If you want to get all the above benefits from curtains they need to be thick and heavy. That means they will eliminate all light from your room. That is potentially depressing. Blinds can offer the above benefits without eliminating all the light. This can make a remarkable difference, especially on a gloomy winter’s day.

It’s also much easier to have a blind partially open.


Blinds are much less likely to attract mould than curtains, making them a superior choice, especially in damp rooms such as the bathroom or the kitchen.


Removing mould from your curtains can be extremely difficult, it will usually wipe off your blinds if you get any in the first place. Curtains generally need to be washed regularly where as blinds can often be cleaned with a duster and damp cloth.

The Bottom Line

Blinds come in a wide array of styles and colours, meaning that you’ll be able to find something that suits your room and your personal tastes. The key to choosing between the two is to check out what is on offer and consider using blinds in some of your rooms and curtains in others. This will give you the best of both worlds and ensure your home offers you the comfort and style that you want.

Guide Editor Mon, 21 Feb 2022 02:42:04 -0500
Your Quick Guide To Welding And Weld Inspection Welding is an essential skill that is used by many different industries. Mechanics need to weld metal plates to vehicles to prevent corrosion from getting worse, oil riggers weld equipment and gear to keep the rig running smoothly, and even artisans weld to create stunning works of art.

What Is Welding

In a nutshell, welding is simply a means of bonding two pieces of metal together. The two metal pieces are held together while heat is applied to them, this allows them to soften and bond with a filler agent. The joint cools quickly and is extremely strong.

There are three types of welding:

  1. Stick

Stick welding is the most popular option and one that most welders use. A metal current is passed through the stick, which is an electrode. It also passes through the metal pieces that need to be joined. The current melts the stick which bonds with the metal, creating the needed joint.

  1. MIG

MIG welding uses a filler wire. This is fed into the welding torch and you decide how fast the wire comes out, this controls the speed you weld and the thickness of your weld. The wire and torch create an arc that puts the wire directly onto your joint.

It’s a strong bond and a better-looking finish than stick.

  1. TIG

TIG welding is similar to MIG but you have a greater degree of control over the arc. This allows you to be much more precise but it’s a more complicated technique to learn which is why it’s generally reserved for professionals.

You should note that plastic welding is now becoming popular. This is the process of joining two pieces of plastic. Instead of metal, there are thermoplastic pieces, joining them is basically the same principle as with metal welding.

Inspecting The Weld

In principle, anyone can start welding. However, just because the two items are stuck together it doesn’t mean you have created a strong weld. This needs to be verified by specialist welding consultants. They will examine the finish to see how tidy the weld is, this gives an indication of professionalism and the strength of the joint.

A good inspector will also look at the technique you have used and will watch you weld a little, this ensures you are using best practices and the bond is sound.

There are pre-defined levels of acceptability when inspecting weld joints, the inspector will ensure your joints meet the required level.

The Bottom Line

Welding is a valuable skill that will allow you to undertake a variety of tasks. However, the key to becoming better at welding is to practice first. All you need is a stick and some old spare pieces of metal. You can then practice getting the right angles, joints, and finish.

It is possible to learn the techniques yourself. But, you’ll find it easier to check out a local expert and learn from them. This will help to ensure you learn the right techniques and become the best welder you can be. Of course, you need to remember that practice is everything.

Guide Editor Mon, 21 Feb 2022 02:41:29 -0500
ARM Mortgages vs. Fixed-Rate Mortgages Whether you’re buying a new home that will be your primary residence, or you’re purchasing an investment property, such as a long-term rental or vacation property, you’ll likely need a mortgage. There are two nain types of mortgages you can get in regards to the interest rate: adjustable-rate mortgages (better known as ARMs) and fixed-rate mortgages.

An ARM has an interest rate that varies according to market conditions, while a fixed-rate mortgage has the same interest rate over the life of the loan.

At first glance it may seem like getting an adjustable-rate mortgage is the smarter choice, but it's more complicated than that. The key to understanding the differences between adjustable-rate mortgages and fixed-rate mortgage rates is knowing how each type of loan protects you from the rise and fall of interest rates.

About ARMs

An adjustable-rate mortgage has an interest rate that varies over time along with a publicly reported index, such as the U.S. Treasury Bill or LIBOR Index. The initial interest rates are usually lower than for a fixed-rate mortgage. For example, someone borrowing $100,000 would have an initial interest rate of 3.5 percent, compared with the 4 percent or more that might be charged for a 30-year fixed-rate mortgage. Over time, interest rates on an ARM are likely to increase, while rates on a fixed-rate mortgage will stay the same.

The advantage of an adjustable-rate mortgage is that your monthly payments are lower. Also, you're able to buy a more expensive home than if you had opted for a fixed-rate loan, as the fixed-rate mortgage would mean higher mortgage payments. With an adjustable-rate mortgage, your monthly payment will remain the same for a set period of time, typically one, three, five, or seven years. When that initial period is over and the rate adjusts as per your loan agreement, your monthly payment can go up – dramatically – even if you haven't increased your loan amount. You can protect yourself from the risk of rising rates by choosing an ARM that has an interest rate cap, but you will end up paying more in closing costs.

About fixed-rate mortgages

Unlike adjustable-rate mortgages, the interest rate on a fixed-rate mortgage will not change during its term. You can lock into an interest that remains unchanged for up to 30 years, depending upon the terms of your agreement and prevailing market conditions in the area where you live. The primary advantage of a fixed-rate mortgage is that your monthly payment will stay the same for the life of your loan.

While rates are still low, it would be advantageous to borrow at a fixed rate. The advantage is that the principal and interest payments remain unchanged for the life of the loan. Fixed-rate mortgage holders are usually protected by their locked-in interest rates, but they run the risk of losing purchasing power as inflation erodes the long-term value of those low rates over time.


If you have the financial flexibility, the best option might be to lock in a fixed-rate loan when interest rates fall and then refinance to an ARM when they rise enough that it makes sense.

Choosing the mortgage that’s right for you

The choice between fixed-rate mortgages and adjustable-rate mortgages boils down to your views on taking risks and how long you plan on staying in your home. If you are willing to take on risk in exchange for saving money over the short term, choose an adjustable-rate mortgage. The lower your initial interest rate, the more you will save.

On the other hand, if you plan to stay put for seven years or longer, a fixed-rate mortgage provides safety and stability because your interest rates won't change.

Guide Editor Wed, 16 Feb 2022 09:23:26 -0500
11 Questions Landlords Should Ask When Interviewing A Potential Property Management Company If you are looking forward to hiring a property manager then chances are that you are looking forward to investing your money smartly. It is a good choice for you to invest your money in property because most of the time the values of the property keep on increasing and you can generate a lot of profit from it in the future.

In this article, we will discuss the questions that landlords should ask when they are interviewing a property manager. So, keep on reading to find out the questions below.

 1. How Familiar Is Your Team With The Ongoing Trend?

If your property manager has a team and they do not work alone then it is a question that you should ask them before you work with them.

Make sure that you do not forget to ask them about how much knowledge they have about the ongoing trends of the market and how much knowledge and experience they have.

 2. How Do You Differentiate Yourself From Others?

If you are thinking about hiring a property manager then you should ask them how to do the stand and differentiate themselves from other people in the market.

 3. What Is The Record Of Your Company With A Rental Property?

You should ask them this question to find out how much efficient and reliable they are and how long it took for their previous contracts to end.

 4. What Kind Of Technology Do You Use?

It is important to ask them a question about the technology they are utilizing and which software they are using in their organization.

 5. What Will Be The Income Structure

As you are trying to earn maximum profit it is important to ask a question about income.

 6. What Will Be The Mode Of Collection For Rent?

It is important to ask questions about the mode of collection for rent so it is convenient for you in the long run.

 7. Do You Have An Authentic License For Providing The Service To Me?

Asking questions about licenses is important to make sure that you are working with little people.

 8. Who Is Going To Be Handling All The Maintenance Issues And How Is It Going To Be Done Exactly?

Asking about the maintenance issue is crucial because you need to find out how the process is going to be executed.

 9. How Will Financial Responsibilities Be Divided Into Different People Especially If U Are Working With More Individuals?

Asthma question about how the financial responsibility is going to be divided and then you will have a lot less stress.

10. What Kind Of Compensation Plans Does The Property Management Company Have And How Do They Execute Them?

Show that you are transparent about the compensation plans from day 1 to avoid any arguments in the long run.

11. How Are You Going To Deal With The Late Payment Or How Are You Going To Deal With Evictions?

Late payments are natural and they can happen and that is why you should ask about the plan for that beforehand to avoid any conflict.

Guide Editor Tue, 15 Feb 2022 22:18:11 -0500
4 Critical Qualities of Any Successful Realtor There are key traits that will make or break you in the field of real estate. Possessing four qualities to be named almost ensures your success as a realtor, regardless of the state of the market. This line of work demands any aspiring or veteran realtor to possess specific qualities to connect with their clients. Yet any absence of these attributes automatically places you several steps behind the competition. As you go into reading with an open mind, allow it to change your approach to how you interact with customers. Here is a closer look at the most critical attributes to have in the field of real estate

Provide Multiple Payment Options

A great way to draw in a potential client is to provide an arsenal of attractive payment options. This makes them feel more comfortable in the fact that they have different choices and possible opportunities. Whether paying in full or getting a small personal loan for a partial down payment, the more options your client has, the better. Your array of options may just be the confidence they need to seal a long-term deal for both parties. Any deal is better than no deal unless you already have a buyer lined up

Don’t Get Too Comfortable

This refers to your actions following a successful sale. Making a big sale can cause you to become a little too lax or comfortable before lining up your next client. Doing so means the possibility of losing one or more ‘would-be’ clients to a competitor. It’s certainly normal and expected to celebrate over a sale, but don’t wait too long to seek out your next client. Being a property agent means always striving towards that next sale and being ever on your toes for the next challenge. In this ever-changing climate of real estate, you don’t have much time to celebrate over a single sale. You can get very comfortable after you’ve strung a series of sales together in a decent amount of time. But, until then, keep up the good work and your well-earned breaks will come in similar waves as your sales.

Be Honest

Be straightforward about any conditions the home may have. You don’t want a customer to find those hidden details before you mention them. Any hint of distrust sensed by your client isn’t often tolerated by many big-time buyers. While some extent of this may go against personal code, the lack of morals may actually end up losing you an entire clientele.

Clients talk openly about their experiences with realtors. Being honest to a non-buyer is still much better than being dishonest to a non-buyer. The latter spreads the word around quickly while you sit back wondering why you have no more prospects.

Get to Know Your Prospect

Getting a feel for their mannerisms with the ability to be personable is the greatest attribute in the business. Personability is the key to connecting with your customer in a way others can’t. The better you can read and connect with your customer, the better the outlook of a possible sale.

However, lack of personability has the exact opposite effect. Both zero personability and the eagerness to get a sale are glaringly evident traits to your customer. Such qualities make a customer uncomfortable dealing with you right from the get-go. Discomfort and standoffishness are two good ways to end a conversation that barely started. Yes, they may want the house, but whether or not they want to deal with you is a different story.

Your Harvesting Field Awaits

As a realtor, the world is your harvesting field with endless possibilities. It’s up to you to explore and ever-expand those possibilities with each successful sale. As you continue to develop a rapport, your name will come to be well known for your honesty and personability among other traits. Those key elements are the key to field-wide client recognition. You’re dealing with people, not objects. Treating them as such will make you be the one they want to deal with over any other realtor or landlord. Now, you’re ready to take these tips to the field and build up your company to limitless bounds.

Guide Editor Thu, 10 Feb 2022 22:15:01 -0500
8 Reasons to Hire a Property Management Specialist in Joondalup Having a rental property is an excellent way to reach financial freedom. However, it will take plenty of work to manage your investment property well. You have to find the right tenants, make sure the property is well-maintained, and deal with repairs or emergencies that may come up. It can take a lot to handle on your own. Fortunately, you can rely on the services of a professional property manager.

Here are 8 reasons to hire an award-winning property management specialist servicing Joondalup.

1. An established tenant screening process

You would want tenants who are thoroughly vetted to live in your investment property. Property management companies have an established tenant screening process to help you choose quality tenants. With this process, rest assured that every potential applicant will take care of your property and fulfil their lease terms, resulting in higher retention.

During the tenant screening process, property managers will gather documentation and identification of all applicants, including personal references, proof of income, landlord references, credit history, and criminal records.

2. Understanding of relevant laws about rental properties

A single bad tenant may lead to legal headaches and financial problems. A professional property manager is equipped with enough know-how; thus, they can protect you from vulnerabilities and possible lawsuits.

Every Australian state has their own set of laws affecting landlords. Also, you have the federal laws that cover several aspects, including tenant evictions, property safety and conditions, unit inspections, signing and terminating leases, and managing security deposits and rental fees. If you hire a trustworthy property manager, you can avoid lawsuits. At the same time, you avoid wasting your energy, money, and time.

3. Dedicated marketing services for your rental property

Most property owners assume that listing their properties in the real estate marketplace is sufficient marketing. An experienced property manager partners not only with property listing sites but also with social media and syndicated leasing sites that will provide your investment property with maximum exposure in the digital world.

Moreover, a reputable property management company will have superb marketing methods and develop custom advertising plans for your rental property.

4. Routine inspections

A property manager will routinely check your rental properties and give a comprehensive move-in, move-out inspection process. By staying ahead of any possible issue, you can avoid any messy argument between your tenant.

Remember, it is your responsibility to enforce your lease. But you can hire a property manager who will do this on your behalf to prevent conflicts.

5. Efficient rent collection

Dealing with the collection of rental and late payments is a crucial aspect of property management. To guarantee a reliable and consistent cash flow, you need to collect rental fees on time each month - and your tenants must understand that.

If you are too permissive, your tenants might walk over to you. So make it clear how crucial every clause in the lease agreement is, and when they breach any of it, they can face the consequences.

By hiring a good property manager, you are putting a buffer between yourself and your tenants. Property managers serve as the bad cop who needs to listen to the excuses of tenants, collect rent and security deposits, and deal with any evictions when necessary.

Property managers may also use an online portal to collect deposits and rental fees safely and quickly. Their website can also give your tenants with ease of paying their monthly rent directly from their bank accounts.

6. Minimize repair and maintenance costs

Tenants will always be happy when you give them excellent maintenance, not to mention that this can also preserve your asset's value. If you work with a property manager, you can get access to proper maintenance and a network of insured and licensed contractors who are vetted for good pricing and quality work.

Furthermore, most property managers can also get discounts on their high volume of managed properties.

7. Handle evictions professionally

If there is a need to walk through the eviction process, hiring a professional property manager will ensure that you will get expert help concerning its legalities.

The eviction process involves strict laws regulating this process, and if you do it incorrectly, it can become a bigger problem. A reputable property management specialist knows the law and will often aim at making the best out of any situation regardless of how bad it is. Not dealing with a possible eviction yourself is a great reason to hire a property manager.

8. Personal benefits

Hiring a good property management company can benefit you in several ways:

  • More freedom - Travel anywhere you want without worrying about your tenants and even about routine inspections. You may also live wherever you want and make a worthwhile investment in another Australian state.
  • Less stress - With a property manager by your side, you don't have to deal with chasing down rent payments, late-night emergency maintenance, finding reputable contractors, evictions, and other time-consuming tasks. A property management company will also deal will all the paperwork.
  • More time - For most property owners, time is money. You must spend your time on things other than managing your property. For instance, you should be focusing on managing your assets or growing your business. Not to mention that you should allocate more time for your loved ones.

As a rental property owner, you will have several things to think about to ensure that you are generating significant income. Among the most crucial is who will manage your property investment. Though some may consider doing it themselves, hiring a professional property manager can be your best option.

From finding potential tenants to dealing with time-consuming legal matters to deciding your property's monthly rental rate, an experienced property manager will help you maximise your monthly income. So if you have a Joondalup rental property, hire a professional property manager today!

Guide Editor Sun, 06 Feb 2022 23:20:24 -0500
Own That Waterfront Property: Best Tips When Investing In Waterfront Properties Waterfront homes, the lakefront property, lakefront properties, lake homes, the waterfront real estate, or the lake house refer to the investment property situated near the waters. Aspiring waterfront property owners must know those waterfront properties are a good investment. Why are these a wise investment? Well, for one, a waterfront property is a property or land area immediately adjacent to the water. It has direct access to natural or man-made waterways like lakes or rivers.

In Australia, there are several waterfront houses for sale on the Gold Coast, along with many other areas. Buying waterfront property from the real estate market can be daunting without the right learning. When purchasing a waterfront property, among the things you must consider include land value, flood insurance, and so much more.

In this comprehensive guide, we'll be tackling the best tips you can refer to and follow when investing in a waterfront property. 

Remember These 10 Tips When Investing In Waterfront Properties

The waterfront property is unlike any other kind of property. It brings out a distinctive beauty and versatility since you're getting the best of both worlds, land, and water. However, things can be as complicated as buying land-locked real estate without knowing the tips when investing in a waterfront property.

Let's begin the discussion of these tips.

1. Inspect Carefully And Comprehensively The Property You're Buying

Waterfront properties can be a very attractive asset. However, with the existence of water, you might encounter corrosion on your exterior due to salt air or mould issues. You wouldn't want any of these to happen. This is why you need to inspect carefully and comprehensively the property you're buying.

These land and water-based inspections may come at you for the first time since mostly, you haven't done these on a regular house. Waterfront property inspections include water quality tests, surveys, and the like.

2. Select The Right Water

Obviously, you need to. Waterfront property isn't created equal. If you want the aroma of salt air, look for a beachfront property. If you want to listen to crash surf, a property by the bay is the right investment for you. On the other hand, a property on a lake offers you the chance to access water sports. If you desire peace and quiet, a waterfront property near a smaller body of water is recommended for you.

3. Carefully Walk The Property

Aside from walking the property, spend some time surveying the body of water itself or the lake. The view of the waters from the house or waterfront home may look beautiful from the window, but there are instances there are issues you may spot in its actuality.

4. Check Requirements Concerning Insurance

Be aware of the fact that waterfront properties will have increased risks of flood damage. This is why it's important to check insurance requirements so everything will be cost-prohibitive.

5. Be Aware Of Hidden Costs

There are times when waterfront properties may incur additional expenses that buyers may be surprised about along the way. These hidden expenses include boat dock, lift, and septic tank fees, among many others.

6. Do Your Research About The History Of The Shoreline

Water and dirt may co-exist, and there are instances when the shore moves. You might end up losing your property when the water level goes up. And if the shoreline moves away, your waterfront home could end up being several distances of walk from the water. You don't want these to happen.

7. Spot The Greatest Deals

It's for a fact that it's a dream come true when owning a waterfront property. One way to own the best at the best prices is to look for the greatest deals in the market.

8. Think About Supply And Demand

On the other hand, when there are too many properties on the market at prices that seem like a good deal, buckle up for a while because this may be a sign of a weak market. Consider supply and demand.

9. Create A Strategy For The Property

If you're going to reside full-time on the waterfront property, a lakefront home is a choice you can make. However, if the waterfront property will be your vacation home, you can consider having to rent it out when you're not around. This can help lower the ownership cost while keeping your house from sitting empty for so long.

10. Work With A Reliable Real Estate Agent

Owning and managing a waterfront property isn't simple. The market has this property you want, but real estate agents can also help you spot the best one.

Your real estate agent specializes in waterfront homes and land and knows the questions to ask, who to include in the transaction, and how to help you achieve your dream home.

Owning Waterfront Property: Final Words

Now that you've known the tips when you're about to invest in waterfront properties, you're one step closer to owning the property of your dreams. You can enjoy several benefits when you invest in a waterfront property. These advantages when buying a waterfront property include owning an ecosystem, the health benefits of living near the waters, that you can enjoy water sports all year round, and more. Take note of these advantages, and we wish you the best of luck in acquiring your dream waterfront house.

Guide Editor Sun, 30 Jan 2022 22:44:56 -0500